POLA PENGEMBANGAN MODEL PENERAPAN BAITUL MAAL WAT TAMWIL TERHADAP SISTEM KEUANGAN DI INDONESIA
Keywords: bmt, islamic financial institutions
AbstractMicrofinance institutions are growing, one of which is Baitul Maal Wat Tamwil (BMT). BMT is a financial institution engaged in services. One of their product is Murabaha, Mudharabah, and Musyarakah. Judging from the phenomena associated with BMT financial services, basically BMT is a financial institution that adopts from the Koperasi. The purpose of this study is (1) as a suggestion and reference to the government in this case the legislator to make clear legal rules for the continuation of BMT, (2) to appoint Institutions to conduct BMT supervision. The method used is the study case based on two BMT. Data collected through interview with these agencies. The conclusion is that the rules for BMT financial institutions needs to be immediately made, besides that the supervision must be carried out significantly according to what is stipulated in the regulations.